What's better? Being Prequalified or PreApproved?

8/29/2013

Gena link

9/3/2013 07:24:15 am

If you are thinking about purchasing a home/condo, you'll want to get Pre-Approved FIRST so that you know how much house you can purchase and are looking in the correct price range. There is no reason to drive around and waste your time and gas if you don't have bank approval showing that you will be able to purchase the home. I can make this happen for you if you fill out an application at www.GenaSchaublin.com and then send me:
- 30 days of paystubs
- W2s for 2011 and 2012
- Full tax returns for 2011 - 20122
- A bank statement showing your down payment money (usually at least 5% of the purchase price plus some money for closing).

Gena Schaublin link

10/24/2013 08:31:51 am

“The views expressed are mine alone and do not necessarily reflect the views of Homeowners Financial Group USA, LLC.”
“This is not a pre-approval or commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Homeowners Financial Group USA, LLC is licensed in AZ: Mortgage Bankers License No. BK 0906222; CA: Department of Corporations under the Finance Lenders Law License No. 603 F033; ID: Mortgage Broker/Lender License MBL-5879; NM: Mortgage Loan Company License 03068; ND: Money Broker License MB 102538; OR: Mortgage Lending License ML- 5229; WA: Consumer Loan Company License CL-93718 and registered in CO: Mortgage Company Registration. Equal Housing Opportunity Lender; 866-305-8059”

What's better? Being Prequalified or PreApproved?

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